INDEPENDENT RESOURCE / EU AI ACTUnderstand the system. Map the obligation. Record the decision.

CLUSTER / THE DECISION MAP

Sector: finance, insurance, critical infrastructure, public sector.

How the Act applies in finance, insurance, critical infrastructure and public services, including law enforcement areas in outline.

IN THIS CLUSTER

12 guides.

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CLUSTER ARTICLE

How Does the AI Act Apply to Finance, Insurance and Infrastructure?

A sector overview for finance, insurance, critical infrastructure and the public sector: the Annex III essential services listing, the Annex I and Annex III infrastructure routes, law enforcement, migration and justice in outline, and sector law alongside the AI Act.

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CLUSTER ARTICLE

How Does the AI Act Apply to Credit Scoring?

Credit scoring and creditworthiness in outline: the Annex III point 5 listing, the profiling question, data governance, human oversight, explanation and sector law, without deciding any specific scoring system.

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CLUSTER ARTICLE

How Does the AI Act Apply to Insurance Pricing and Underwriting?

Insurance pricing and underwriting in outline: the Annex III life and health insurance listing, the profiling question, data governance, human oversight, and insurance and equality law alongside the AI Act.

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CLUSTER ARTICLE

How Does the AI Act Apply to Critical Infrastructure Safety Components?

Critical infrastructure AI in outline: the Annex III point 2 listing, the Annex I product route, safety components, national registration, and the coordination of AI Act and sector safety work.

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CLUSTER ARTICLE

How Does the AI Act Apply to Energy, Water and Digital Infrastructure?

Energy, water and digital infrastructure AI in outline: safety components in network management, resilience and incident duties, and coordination with sector regulation, without deciding any specific operational system.

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CLUSTER ARTICLE

How Does the AI Act Apply to Transport and Traffic Systems?

Transport AI in outline: road traffic management under Annex III, vehicle and machinery product routes under Annex I, and coordination with transport safety law, without deciding any specific transport system.

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CLUSTER ARTICLE

How Does the AI Act Apply to Benefits and Essential Services?

Public sector benefits and essential services in outline: the Annex III point 5 listing, eligibility and allocation decisions, deployer registration, impact assessment, and administrative law alongside the AI Act.

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CLUSTER ARTICLE

What Deployer Duties Apply in the Public Sector, Including Impact Assessment?

Public sector deployer duties in outline: registration, fundamental-rights impact assessment under Article 27, oversight, reasons and challenge, and the 2 August 2030 compliance deadline.

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CLUSTER ARTICLE

How Does the AI Act Apply to Law Enforcement AI Systems?

Law enforcement AI in outline: the Annex III point 6 listing, prohibition screening, restricted registration, data protection supervision, and oversight for systems affecting liberty and rights. Jurisdiction-labelled to the EU.

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CLUSTER ARTICLE

How Does the AI Act Apply to Migration and Border Control AI?

Migration, asylum and border control AI in outline: the Annex III point 7 listing, prohibition screening, restricted registration, large-scale IT systems, and oversight for decisions affecting movement and protection. Jurisdiction-labelled to the EU.

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CLUSTER ARTICLE

How Does the AI Act Apply to Justice and Democratic Processes?

Justice and democratic processes AI in outline: the Annex III point 8 listing, the administration of justice, democratic processes, judicial independence, and oversight for systems affecting rights and participation. Jurisdiction-labelled to the EU.

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CLUSTER ARTICLE

What Sector Guidance and Standards Apply to Finance and Infrastructure AI?

Sector guidance and standards for finance, insurance, infrastructure and public sector AI, labelled by source and status: fixed law, Commission guidance, harmonised standards, sector standards and expected material.

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